Editorial Note: MakeHelpOf does not receive any commission from any website or third-party advertisers. The information provided here is accurate to the best of our knowledge when it’s posted. {alertInfo}
In life many times we need fast cash for many different reasons like your car repair, your unpaid bills, medical bills, or an emergency business trip, etc. So in this case a payday loan might be a good option to fulfill all these needs.
You can get a loan if you have a good credit score but if you have a bad credit score and you are looking for a payday loan or personal loan then the path might be a little rough.
Because in the market the lenders don’t want to give their money to people who have a bad credit score. So in that case you begin to search for no credit check payday loans guaranteed approval and you land here at makehelpof.com the best loan-related information provider website on the internet.
{tocify} $title={Table of Contents}
No Credit Check Payday Loans Guaranteed Approval
If you are looking for a payday loan with no credit check so let me tell you no lender will give their money without doing a credit check.
Yes, that’s right, Lenders always do a credit check before they lend you their money they want an assurance that they are giving their money in the right hand.
But as you might know that there are
2 types of credit check
Soft credit check (Often called as Soft Pull)
A soft credit check does no harm to your credit score. It does not affect your credit score. that’s why it is called soft credit. Many payday loan lending companies use this method. Soft credit is as same as no credit check.
Hard Credit Check or Inquiry (Often called as Hard Pull)
A hard credit check is done by companies via pulling data of borrowers from BBB (Better Business Bureau). This could affect the borrower’s credit score.
Also read: Best Instant Approval Payday Loans with Bad Credit | Moneymutual Payday Loan Review
Companies provide no credit check payday loans guaranteed approval
There are many companies and websites that claimes to provide guaranteed loans, But unfortunately, they do not really provide the loans. Zippyloan.com website can provide you the payday loans even if you have bad credit and they also don’t do the hard check during the approval of the loan.
Zippyloans.com Detailed Review
This company is not a direct lender but this website can give you a bad credit loan with no credit check soft pull.
The zippyloan.com can give you payday loans up to $100 – $15,000 with an APR within the range of 5.99% – 35.99%. This loan service can be best for someone who is looking for emergency cash and has really bad credit.
The company claims to approve all bad credit types of loans, so you will be guaranteed approval without any credit check for payday loans.
Also read: Best Instant Approval Payday Loans with Bad Credit | Moneymutual Payday Loan Review
Pros
- Loan amount starting from $100 – $15,000
- Instant Credit within 24 hours.
- No credit minimum score is required
- Loan options for bad credit.{alertSuccess}
Cons
- Zippyloan.com is not a direct lender.
- Payday loans comes with high interest. {alertError}
Interest Rate of ZippyLoan.com
The interest rate offered by ZippyLoan.com to you entirely depends upon your credit score and how much amount you are applying for.
The APR (annual percentage rate) will be within the range of 6.99% to 35.99%.
The APR will be high if you have a bad credit score and the APR will be below if you have an excellent or good credit score.
Minimum Credit Score Require for ZippyLoan.com Loan
ZippyLoan.com does not demand any credit score you can apply with any credit score.
After you submit your application form to ZippyLoans.com, the lender reviews your application form and then they will decide whether you will be approved or not.
So it is not based on your credit score you can apply with even a bad credit score.
ZippyLoan.com approves 70% out of a hundred application forms, So there are high chances that your payday loans will be guaranteed approved.
Also read: Prosper Personal Loan Review 2021 | Prospa loans review
Loan Amount Offered by ZippyLoan.com
ZippyLoan.com can offer you a loan amount between $250 – $15,000.
It doesn’t matter if you have a bad credit score they will give you the amount you required if you are qualified by the lender.
Eligibility Criteria of payday loans for bad credit
- You should be at least 18 years old
- You must a valid ID Proof or social Security number
- You must be a United States citizen or a permanent resident
- You Should have proof of steady income
- You must have a valid active us bank account
- You have to provide a valid email address and a phone number
Documents needed
- You must need to provide valid identity proof
- You must have to provide a DOB
- you must have an American bank account
- You must have a social security number
How to apply for Zippylaon.com Payday Loan
- Go to the zippyloan.com
- After you go to the Zippyloan.com click on the “Get Started” button
- Then you will be redirected to an application form page
- There you have entered your required loan amount which is in the range of $100 – $15,000
- Following that, you have to enter your loan purpose
- Subsequent that, you have to enter your credit score range which is in 3 range excellent ( Above 720+ ), good ( Within a range of 660 – 720 ), Fair ( Within a range of 580 – 660 ), Poor ( Below 580 ).
- Next, you have to enter your Name and Date of Birth.
- Later you will be redirected to another page where you have to enter your state and another personal loan-related information. (Note: Process might be changed as the company does some changes with the process from time to time)
Can I get no credit check loans guaranteed approval
Yes, you can get payday loans with no credit check guaranteed approval. There are many companies in the market who can you loans without a credit check and with bad credit.
we have covered many companies who can give you payday loans with bad credit and with no credit check so please check out all the articles for personal loans or Payday loans. Check out this Article’s
- Best Bad Credit Personal Loans Guaranteed Approval No Credit Check, Direct Lender
- Best Instant Approval Payday Loans with Bad Credit | Moneymutual Payday Loan Review
- Prosper Personal Loan Review 2021 | Prospa loans review
Do direct lenders give guaranteed approval loans for poor credit
No, direct lenders do not guarantee approval loans for poor credit because they required people who can repay their loans within a given time span.
In fact, no lenders give you guaranteed approval only 70% of personal loans and payday loans are approved.
If you are applying on a website or company which provides you a loan with bad credit then they are going to either perform a soft pull or hard pull on your credit.
Also read: Best Bad Credit Personal Loans Guaranteed Approval No Credit Check Direct Lender