Campus USA Credit Unioun Personal Loan Review 2023 | Get No Fees Loan

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Can this loan be used for Debt Consolidation?

Campus USA offers personal loans for many purposes such as debt consolidation, home improvements, and big purchases. So if you are looking for a big loan amount then Campus USA can be the best option for you if you have a bad credit score.

 

 

Campus USA Personal Loan Overview

Grounds USA is an NCUA-guaranteed organization situated in Gainesville, FL. It was established in 1935 and has roughly $2692.29 million in resources.

Who can join?

Grounds USA Credit Union serves inhabitants of Alachua, Clay, Columbia, Gadsden, Jefferson, Lake, Leon, Madison, Marion, Sumter, Suwannee, and Wakulla regions. In the event that you live, work or go to class in any of these regions, you might be qualified to join.

 

 

Benefits

 

  • Campus USA offers low interest rates starting from 7%
  • Soft Pull Credit check available
  • Easy online application
  • Flexible terms to fit your budget
  • No collateral required
  • No early repayment fee
  • Get an debt consolidation signature loan in addition to get up to a $200 cash reward 

Annual Interest Rate and Fees

At Campus USA Credit union APR or interest rate is pritty low compared to other lenders which starts from 7%.  

 

Minimum Credit Score Required

At Campus USA they don’t disclose how much credit score you will be required but they do mention on their website that they will check your credit score. and give you a loan on the basis of your credit score and your credit worthiness. 
 

 

Offered Loan Amount

Campus USA offers personal loans up to $50,000.
 

Eligibility Criteria 

There are some basic requirements you should fulfill before taking a bad credit loan. Here is the list :
  1. You should be at least 18 years old
  2. You must be a United States citizen or have a US Visa
  3. You must have a valid active US bank checking account
  4. You have to provide a valid email address and a phone number
 
 
Required Documents
  • Valid Identity Proof, VIsa
  • Have to provide a DOB.
  • Valid current mobile number and Email id.
  • An active American bank account.

Repayments Terms

You can repay your personal loan within 48 months which is 2 years. 
 

Example of the Campus USA loan

For example, a $30,100 loan at 6.99% for 48 months would require 47 monthly payments of $722.76 and a final payment of $722.58, a finance charge of $4,692.30, for a total of payments of $34,692.30. The amount financed is $30,000.00, and the APR is 7.16%. APR = Annual Percentage Rate.
 

How to Apply for Campus Usa :

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Editorial Note:  MakeHelpOf does not receive any commission from any website or third-party advertisers. This is just a review article based on consumers’ experiences from the internet. It’s accurate to the best of our knowledge when it’s posted. Please read all the information carefully before you make any decision. {alertInfo}