Personal Loan review | Bad Credit Loans Guaranteed Approval $1,000

Editorial Note:  MakeHelpOf does not receive any commission from any website or third-party advertisers.  The information provided here is accurate to the best of our knowledge when it’s posted. {alertInfo}


If you are looking for an instant personal loan with bad credit then you are at the right place, because in this article I am going to tell you how you can get bad credit loans up to $10,000.

So the loan company which is providing a bad credit personal loan is don’t get confused with cashnetusa. Cashnetusa is also a loan lending company. In this article, we are going to take a look at 

So what is? the answer is cashusa is a loan lender or loan broker platform which connects the borrower to the best suitable lenders. 
screenshot of website

If you want a personal loan and you have bad credit then might be the best option for you. Before applying for the loan process please make sure to read all the information and process carefully, and only then apply. 

Ensure that we are not promoting this loan company. We are just giving our reviews based on consumers’ reviews. 

{tocify} $title={Table of Contents} Overview

This company is not a direct lender but this website can give you a bad credit loan with no hard pull. is a marketplace for lenders and borrowers. You can easily get a personal loan on this website even if you have bad credit you will be approved. There are many lenders who are willing to lend their money to bad credit people.

Also read: Best Instant Approval Payday Loans with Bad Credit | Moneymutual Payday Loan Review


  •  Loan amount starting from $500 – $10,000
  • All credit types accepted
  • Receive funds in your account as soon as the next business day.
  • Available online 24/7.{alertSuccess}

  • is not a direct lender.
  • There may be High APRs. {alertError}

Bad Credit Loans Guaranteed Approval $1,000

If you are applying for personal loans and not getting personal loans from anyone because of your bad credit then you can apply for a personal loan on
Cashusa is a platform where lenders and borrowers meet and exchange offers. You can get a personal loan even if you have bad credit. 
You cant guaranty that you will get the same interest rates and same repayment terms. It always depends upon the lender and different lenders have various terms and conditions. 

Annual Interest Rate (APR) and Fees

The interest rate offered by depends upon your creditworthiness. All companies look for the same requirement. But in this case, you have the advantage of applying for a personal loan even if you have bad credit. 

The APR (annual percentage rate)  will be within the range of  5.99% to 35.99%. 

Also read: Best No Credit Check Payday Loans Guaranteed Approval | Review

Minimum Credit Score Required

As per the cash USA website you don’t require any credit score. you can apply with any credit score you have. You have to just go to the website and fill the form, enter your personal information and banking details, and that’s it. 

The minimum credit score you required to get more than a $1,000 personal loan is above 500. According to consumer reviews on other websites, When you have a credit score of less than 500 then you have less possibility to get approved for loans of more than $1,000. 

Also read: Prosper Personal Loan Review 2021 | Prospa loans review

Offered Loan Amount can offer you a personal loan amount between $500 – $10,000.  However, you won’t get more than $1,000 if you have a credit score of less than 500. 

Eligibility Criteria 

There are some basic requirements you should fulfill before taking a bad credit loan. Here is the list :
  1. You should be at least 18 years old
  2. You must a valid ID Proof or social Security number
  3. You must be a United States citizen or a permanent resident
  4. You Should have a post-tax  income of more than $1,000 
  5. You must have a valid active us bank checking account
  6. You have to provide a valid email address and a phone number

Required Documents

  • Valid identity proof
  • Have to provide a dob
  • Valid current mobile number and email id.
  • An American bank account
  •  A social security number

Repayments Terms

At you’ll get the repayment term of 3 months to 72 months. 
Please don’t accept a loan agreement before reading it carefully and make sure that you understand all the additional expenses that the loan includes.

Example of the loan

If you get a loan of $5,000 over 36 months with an APR of 18% then your monthly payments will be  $179.35 with a total loan amount of $6,456.68. 

How to apply for

If you want to apply for then please follow below guide :

  1. If you are willing to apply for cash USA loans then you just have to go to
  2. After you land on the website then in order to get a personal loan you have to enter your zip code, that your social security number, and finally your date of birth.
  3. Then you will see a new page that will ask you for your personal information regarding the loan like the reason for the loan and the personal amount you required up to $10,000.
  4. The rest of the pages you will see will collect your employment details and banking details for the deposit of funds.
  5.   After that, your form will be reviewed and will be sent to lenders.
  6. Then the lenders will offer you a personal loan proposal. is a website that helps poor credit borrowers to a personal loan up to $10,000. It is a very simple process that can be completed within 5 minutes. The website is very secure and fast. Also, it’s always open and you can apply at any time 24/7.