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Get $36,500 Personal Loan | Lending Point Personal Loans Review 2022

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Lending Point Overview

Lending Point is a Personal loan and business financing company based in Atlanta. With its personal loan option, you can borrow or take a loan of $2,000 to $36,500. Lending Point also offers loans for people who have a bad credit score or fair credit score. 

So in this article, we are going to review the Lending point personal loan which offers loan amounts between $2000 to $36500 with a bad credit score. 

You can use this loan for any legal purpose like medical expenses, home improvements, travel emergency repairs, debt consolidation, or wedding expenses To get a LendingPoint personal loan you should have a credit score of at least 580 as well as an annual income of $25,000.

Also read: Best Instant Approval Payday Loans with Bad Credit | Moneymutual Payday Loan Review

Pros

  • Loan amount starting from $2,000 – $36,500.
  • LendingPoint’s credit score requirement is less than other loan lending companies.  
  • LendingPoint offers no pre-payment penalty
  • At Lending Point you’ll get fast decisions and quick disbursment.{alertSuccess}

Cons 
  • Lending Point do Charges a originaiton fees.
  • High APR than Average ( 9.99% to 35.99% ). {alertError}

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LendingClub Personal Loan Upto $40,000 with a Bad Credit 2022

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Editorial Note:  MakeHelpOf does not receive any commission from any website or third-party advertisers.  The information provided here is accurate to the best of our knowledge when it’s posted. {alertInfo}

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Lending Club Overview

Lending Club is a peer-to-peer loan lending company that acts as a broker between the borrower and investor. So basically it is a marketplace for both the borrower and lender. The lending club offers many loan services like business loans, personal loans, medical loans, auto loans, etc. 

The loan which is reviewed in this article is the personal loan which ranges from $1,000 to $40,000. This personal loan comes with a decent APR of 7.04% to 35.89% with a limited repayment term of only two options which are 36 months and 60 months. 

Also read: Best Instant Approval Payday Loans with Bad Credit | Moneymutual Payday Loan Review

Pros

  • Loan amount starting from $1,000 – $40,000
  • LendingClub Offers a prequlificatiion application to get an idea of potential loan rate.
  • LendingClub Allows for Co-borrowers
  • Lending Club requires Fairly low credit score needed: 600.{alertSuccess}

Cons 
  • Lending Club do Charges a originaiton fees.
  • It offers only two repayment options as 36 months and 60 months. {alertError}

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