Citi Bank Diamond Preferred Card Honest Review 2021 – MakeHelpOf

Citi Diamond Preferred Card 2021 Review

Today we are going to review the City Bank diamond preferred credit card. If you are looking for consolidating your debt or you can’t able to pay your debts in time then this is the best credit card is for you. This card has very interesting offers for you like 0% intro APR for 21 months on eligible balance transfer from the date of first transfer.

Also, it comes with a 0% intro APR for 12 months on purchase from the date of account opening in the bank. But after that period APR rate will be variable within the range from 13.74% to 23.74% based on your creditworthiness, which means your credit history, credit payment, etc.

There is a balance transfer fee also which comes with the card which is either 5 $ or 5% of the amount of each transfer. 

The fee will be charged based on whichever will be greater amount 5$ or the 5%. The balance transfer must be completed within four months of the account opening. This credit card doesn’t come with an annual fee. 

All the information related to the card

Welcome Bonus:  N/A

Annual Fee: $0

Regular APR: 13.74% – 23.74%  (Variable)

Credit Score Required:  Excellent, Good {alertInfo}

Pros of the card

• 0$ fee
• It offers 0% intro APR for 21 months balance transfer from the date of transfer and 0% intro APR for 12 months on purchases from the date of account opening. 
• After that period the variable APR will be 13.74% –  23.74% based on your creditworthiness.
• You will get $0 liabilities on unauthorized purchases travel and entertainment benefits. {alertSuccess}

Cons of the Card

• On this Citibank diamond preferred credit card you will get a 3% foreign transaction fee 
• you will get no welcome bonus or reward programs 
• the variable APR after the introductory period is very high. {alertError}

Citi diamond preferred card Review highlights

• 0% Intro APR for 21 months on balance transfers from the date of first transfer and 0% Intro APR for 12 months on purchases from the date of account opening. After that, the variable APR will be 13.74% – 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
• There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
• Get free access to your FICO® Score online.
• With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences, and more.
• Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
• The standard variable APR for Citi Flex Plan is 13.74% – 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

Frequently asked questions about the Citi diamond preferred card review 2021