PNC Bank Personal Loan Review 2022 | Get 35 K Personal Loan with No Credit Check

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PNC Bank Overview

PNC Bank’s Personal loans are available for poor to good credit borrowers, you can get a personal loan of $1,000 to $50,000 personal loan from PNC bank with an apr of 5.99% – 28.74%. The payment payback period of this loan is up to 60 months. The minimum credit score required for this loan is no disclosed on the PNC bank website but according to the 2020 survey, the most approved borrower has a credit score of 660. 


  • Loan amount starting from $1,000 – $35,000.
  • Soft Pull Credit check available
  • PNC Bank Charges no origination fees and pre-payment fees. 
  • Offers joint loan options.{alertSuccess}

  • PNC Bank charges origination fees.
  • at PNC Bank May require an in-person visit.
  • Account features (like the ability to complete the full application online or get prequalified) and rates vary by location.   {alertError}


Can Be Used as Debt Consolidation Loan

PNC Bank offers personal loans for many purposes such as debt consolidation, home improvements, and big purchases. So if you are looking for a big loan amount then PNC Bank can be the best option for you if you have a bad credit score.

Annual Interest Rate and Fees

PNC Bank the estimated APR is 5.99% – 28.74%. which will depend upon your credit score and your creditworthiness. They also look for other factors like income and expenses. 

Applicants can secure a loan with a co-signer. Also, PNC Bank charges a late fee.. 

Available in 50 states and Washington, D.C.

Minimum Credit Score Required

At PNC Bank the minimum credit score you required for getting approved for a personal loan is approximately 660. This is not provided by PNC bank, It is just an estimated credit score. 

Offered Loan Amount

PNC Bank offers personal loans from $1,000 – $35,000. PNC loans start at $1,000, so applicants who are looking to cover smaller expenses can apply for a loan suited to their needs. This amount is unique among lenders, with most loans starting at $2,000 or higher.

Eligibility Criteria 

There are some basic requirements you should fulfill before taking a bad credit loan. Here is the list :
  1. You should be at least 18 years old
  2. You must be a United States citizen or have a US Visa
  3. You must have a valid active US bank checking account
  4. You have to provide a valid email address and a phone number

Required Documents

  • Valid Identity Proof, VIsa
  • Have to provide a DOB.
  • Valid current mobile number and Email id.
  • An active American bank account.

Repayments Terms

The repayment terms for this PNC Bank Personal loan are up to 60 months. Also, there is no pre-payment penalty for this loan.

Example of the PNC Bank loan

A two-year, $7,000 loan with a 20.5% APR would cost $358 in monthly payments. You’d pay $1,592 in total interest on that loan.

How to Apply for PNC Bank :

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Who is this loan good for

People who want low interest Personal loan
People who want a co-joint loan 
For Borrowers who want a loan with less fees.

Editorial NoteMakeHelpOf does not receive any commission from any website or third-party advertisers. This is just a review article based on consumers’ experiences from the internet. It’s accurate to the best of our knowledge when it’s posted. Please read all the information carefully before you make any decision. {alertInfo}