US Eagle Credit Union Personal Loan Review 2023

Can this loan be used for Debt Consolidation?

US Eagle Credit Union offers personal loans for many purposes such as debt consolidation, home improvements, and big purchases. So if you are looking for a big loan amount then US Eagle Credit Union can be the best option for you if you have a bad credit score.

US Eagle Credit Union Personal Loan Overview

Worked in 1935, it is presently viewed as the most established monetary association in New Mexico. Up until the current, it stays enthusiastic about its local area by introducing adaptable projects that will help individuals acquire and contribute simultaneously.

Things to Remember:

  • It offers a MemPerx reward where members can earn a 0.15% higher yield on Share Certificates.
  • It provides a portal that consists of discussions and free coaching sessions related to finances.
  • US Eagle Credit Union offers interest rates starting from 12.2%
  • You can Credit and fill application online
  • Easy online application
  • Flexible terms to fit your budget
  • No collateral required
  • No early repayment fee

Annual Interest Rate and Fees

At US Eagle Credit Union Credit union APR or interest rate is pretty low compared to other lenders which start from 12.20%.

Minimum Credit Score Required

At US Eagle Credit Union they don’t disclose how much credit score you will be required but they do mention on their website that they will check your credit score. and give you a loan on the basis of your credit score and your creditworthiness.
A good credit score is vital to a member’s financial health; however, this lender fails to indicate whether a soft or a hard credit inquiry will be conducted.

Offered Loan Amount

US Eagle Credit Union offers personal loans up to $50,000.

Eligibility Criteria

There are some basic requirements you should fulfill before taking a bad credit loan. Here is the list :
  1. You should be at least 18 years old
  2. You must be a United States citizen or have a US Visa
  3. You must have a valid active US bank checking account
  4. You have to provide a valid email address and a phone number

Required Documents

  • Valid Identity Proof, VIsa
  • Have to provide a DOB.
  • Valid current mobile number and Email id.
  • An active American bank account.

Repayments Terms

You can repay your personal loan within 5 years which is 60 months.

Example of the US Eagle Credit Union loan

For example, If you have a four-year, $20,000 loan with an 11.2% APR that would cost $519 in monthly payments. You’d pay $4,905 in total interest on that loan.

How to Apply for US Eagle Credit Union :

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Editorial NoteMakeHelpOf does not receive any commission from any website or third-party advertisersThis is just a review article based on consumers’ experiences on the internet. It’s accurate to the best of our knowledge when it’s posted. Please read all the information carefully before you make any decision.